Stop overpaying for business insurance. We'll find you a cheaper quote in 60 seconds.

Upload your current commercial policy. Our AI audits your coverage, flags where you're overpaying, and a licensed broker comes back with a cheaper quote -- or tells you straight that you already have the best deal.

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See what your audit looks like

A preview of the coverage breakdown and cheaper-quote summary you'll receive

Commercial P&C Audit

Coverage Audit

General Liability: $1M / $2M aggregate ✓

BOP Property: $250,000 BPP ✓

Workers Comp: $500K/$500K/$500K ✓

Possible Savings

Stacked $5M umbrella -- likely unnecessary

Cyber endorsement duplicated in BOP

Estimated annual savings: $2,400+

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Coverage Gaps

EPLI: NOT included (12 employees on payroll)

Hired & non-owned auto: missing

Business interruption: limited to 12 months

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Your Cheaper Quote

Current premium: $14,800/year

New quote: $11,940/year

You save: $2,860/year (19%)

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What you'll get

Every audit includes these four sections

A Cheaper Quote

We match your current coverage and shop it against our carrier network. If we can beat your premium, a licensed broker reaches out with the numbers.

Overpayment Audit

Our AI flags coverage that's higher than your business actually needs -- redundant cyber, stacked umbrella, inflated property limits.

Coverage Gap Detection

Catch missing EPLI, cyber, business interruption, or hired & non-owned auto -- the gaps that cause uncovered claims.

Side-by-Side Comparison

When we send back a quote, you see your current policy and the cheaper option lined up -- limits, deductibles, endorsements, dollar-for-dollar.

How it works

Three steps from upload to a cheaper quote

Step 1

Upload Your Current Policy

Drop in your declarations page or full policy PDF -- GL, BOP, Commercial Property, Workers Comp, or a bundled package.

Step 2

AI Audits Your Coverage

In about 60 seconds, our AI maps every coverage, flags gaps, and highlights anywhere you may be overpaying.

Step 3

Get Your Cheaper Quote

A licensed broker shops your coverage across our carrier network and sends back a quote -- only if it actually beats your current premium.

Built for business owners across every industry

Restaurants & HospitalityContractors & TradesRetail & E-commerceProfessional ServicesTech & SaaSManufacturingHealthcare PracticesConstructionReal Estate & Property Management

Your business data stays private

Truscott is built to protect you -- including from us.

Your business data is never sold to third parties
All uploads are encrypted in transit and at rest
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Truscott provides AI-generated insurance policy summaries for informational purposes only. Our analyses do not constitute insurance advice, legal advice, or coverage guarantees. Quotes are produced by licensed brokers and are subject to underwriting. Always consult a licensed insurance professional or attorney for specific coverage questions or claims decisions.

Frequently asked questions

Most businesses overpay by 18%. Find out yours.

Free audit. Cheaper quote in 60 seconds. No credit card. No obligation.

No credit card
Data not sold
Encrypted
Informational only