Got a Citizens takeout letter? See exactly what you lose by switching.
Upload your takeout offer and your current Citizens policy. We'll show you every coverage change, gap, and gotcha -- in plain English.
See what your report looks like
Here's a preview of the plain-English analysis you'll receive
Coverage Comparison
Dwelling: Citizens $350K → Vyrd $350K ✓
Personal property: Citizens $175K → Vyrd $150K ⚠
Liability: Citizens $300K → Vyrd $300K ✓
Deductible Changes
Hurricane deductible: 2% → 5% ⚠ ($17,500 vs. $7,000)
Wind/hail: included → separate 2% deductible ⚠
Standard deductible: $1,000 → $2,500 ⚠
Missing Endorsements
Ordinance or law coverage: NOT included
Water backup: NOT included (was $10K)
Roof replacement: ACV only (was full replacement)
Risk Summary
3 coverage reductions identified
Estimated additional out-of-pocket: $10,500+
2 endorsements you should request
What you'll get
Every analysis includes these four sections
Side-by-Side Comparison
See your Citizens coverage vs. the private carrier offer in one clear view -- limits, endorsements, and conditions lined up.
Hidden Coverage Changes
Catch reduced limits, new exclusions, or missing endorsements the takeout letter won't highlight for you.
Deductible Differences
Compare hurricane, wind/hail, and standard deductibles dollar-for-dollar so you know your real out-of-pocket risk.
Gap Alerts
Get flagged on coverage you'll lose that you may not be able to get back -- before the switch is final.
How it works
Three simple steps to understanding your policy
Upload Your Takeout Offer
Drop in the letter or policy document from the private carrier (Slide, Vyrd, Heritage, etc.).
Upload Your Citizens Policy
Add your current Citizens declarations page or full policy PDF so we can compare apples to apples.
Get Your Comparison Report
Review every difference, gap, and risk -- in plain English -- so you can decide with confidence.
Who it's for
Your privacy matters
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Truscott provides AI-generated insurance policy summaries for informational purposes only. Our analyses do not constitute insurance advice, legal advice, or coverage guarantees. Always consult a licensed insurance professional or attorney for specific coverage questions or claims decisions.