Licensed Agency · NPN #22222940Prefer to talk? Call our team at +1 (689) 353-8505
An auto repair shop carries a distinctive mix of risks: customers' vehicles in your care, expensive tools, a physical shop, and the everyday hazards of the work. The right coverage keeps a single incident from stalling the business.
Shops that take payments or store customer data should also weigh cyber coverage, and those with tow trucks or loaner cars need the right commercial auto protection.
Build coverage around the vehicles and tools you are responsible for. Explore business insurance or start a free quote.
Contractor general liability limits are usually set by the contracts you sign, not by guesswork. Learn how per-occurrence and aggregate limits work, what happens when a contract demands more than you carry, and how to close the gap.
Business InsuranceCommercial umbrella insurance adds excess liability limits above your general liability, auto, and employer's liability coverage. Learn the contract requirements, asset thresholds, and risk signals that tell a small business it is time to add one.