Business Insurance for Auto Repair Shops

An auto repair shop carries a distinctive mix of risks: customers' vehicles in your care, expensive tools, a physical shop, and the everyday hazards of the work. The right coverage keeps a single incident from stalling the business.

Coverages repair shops commonly need

• Garagekeepers coverage: for damage to customers' vehicles in your care.
• General liability: for customer injuries and third-party claims.
• Commercial property: for the shop, lifts, and tools.
• Workers' compensation: for staff injuries, as required.

Do not overlook

Shops that take payments or store customer data should also weigh cyber coverage, and those with tow trucks or loaner cars need the right commercial auto protection.

What Truscott recommends

Build coverage around the vehicles and tools you are responsible for. Explore business insurance or start a free quote.