Running a business from home feels low-risk, but it comes with a common and costly surprise: most homeowners policies exclude or sharply limit coverage for business activities. That leaves many home-based businesses unknowingly exposed.
If business equipment is stolen, a client is injured visiting your home, or your work leads to a liability claim, your homeowners policy may not respond. The more your business grows, the wider that gap becomes.
Do not assume your home policy covers the business. A modest policy can close the gap. Explore business insurance or start a quote.
Auto repair shops handle customers' vehicles, tools, and hazards. Learn the coverages a repair shop typically needs to operate safely.
Business InsuranceContracts sometimes require a waiver of subrogation. Learn what it means, how it affects your policy, and why clients ask for it.