Licensed Agency · NPN #22222940Prefer a human? Call our Orlando team: +1 (689) 353-8505
Employment practices liability insurance, or EPLI, covers claims brought by employees against your business, such as discrimination, harassment, or wrongful termination. As soon as you have staff, this exposure exists.
EPLI generally pays for legal defense and settlements when a current, former, or prospective employee alleges a workplace wrong. These claims can be costly to defend even when they are unfounded, which is where the coverage earns its place.
Any business with employees faces employment-related risk, and it grows with headcount. Small businesses are not immune, and a single claim can be significant relative to their size.
If you employ people, this is an exposure worth understanding rather than discovering during a dispute. Explore business insurance or start a quote.
Contractor general liability limits are usually set by the contracts you sign, not by guesswork. Learn how per-occurrence and aggregate limits work, what happens when a contract demands more than you carry, and how to close the gap.
Business InsuranceCommercial umbrella insurance adds excess liability limits above your general liability, auto, and employer's liability coverage. Learn the contract requirements, asset thresholds, and risk signals that tell a small business it is time to add one.