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Despite its name, inland marine insurance has little to do with boats. It covers movable business property, such as tools, equipment, and goods that travel or are used away from your main location, which standard property policies often do not fully protect.
Inland marine is designed for property on the move or in transit: a contractor's tools on a job site, equipment loaded in a truck, or goods being delivered. If those items are stolen or damaged away from your premises, this coverage responds.
Contractors, tradespeople, delivery businesses, and anyone whose valuable equipment leaves the shop are common candidates. If your livelihood depends on gear you carry to job sites, it is worth considering.
Match coverage to where your property actually is, not just where your building sits. Explore business insurance or start a quote.
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