Florida's insurance market has unique risks and regulations that make it different from almost every other state. Before you sign a policy, asking the right questions can protect you from coverage gaps, surprise deductibles, and claims headaches. Here are the questions every Florida homeowner should ask.
Florida homeowners cannot afford to skip these questions. A Truscott policy checkup puts every one of them on the table, compares your answers across available carriers, and makes sure you are not overpaying or underprotected. Request a coverage review before your next purchase or renewal—your future self will thank you.
Your HOA's master policy covers the building, but it likely stops at your unit's walls. Here is what an HO-6 condo policy covers, where the HOA policy ends, and why condo owners still need their own coverage.
Homeowners InsuranceYour declarations page is the single most important document in your homeowners policy, yet most homeowners never read it closely. Here is what every line means and what to check before a claim.