Before buying any insurance policy, you should ask enough questions to understand exactly what you are paying for, what is excluded, and what happens when you need to use it. The time to discover a gap in coverage is before you buy — not after a loss.
Never buy insurance based on price alone. The cheapest policy is often the thinnest. At Truscott, we answer all of these questions before you sign anything, and we put your coverage in writing so you always know where you stand. Request a Truscott coverage review and come with your questions — we welcome every one of them.
Umbrella insurance extends your liability protection beyond your home and auto policies, but choosing the right limit requires a close look at your assets, income, and real-world exposure. Here is how to size your coverage before a lawsuit forces the question.
Insurance BasicsAn umbrella policy adds a layer of liability protection above your auto and homeowners limits, stepping in when an underlying policy runs out. Here is how it works and who should consider carrying one.