Before buying any insurance policy, you should ask enough questions to understand exactly what you are paying for, what is excluded, and what happens when you need to use it. The time to discover a gap in coverage is before you buy — not after a loss.
Never buy insurance based on price alone. The cheapest policy is often the thinnest. At Truscott, we answer all of these questions before you sign anything, and we put your coverage in writing so you always know where you stand. Request a Truscott coverage review and come with your questions — we welcome every one of them.
Your coverage limit caps what your insurer pays. Your deductible determines what you pay first. Understanding how these two numbers interact is essential to building a policy that actually protects you.
Insurance BasicsInsurance rate increases can feel unpredictable, but they follow identifiable patterns. Learn what personal factors and industry-wide forces drive your premium higher each renewal cycle.