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Before buying any insurance policy, you should ask enough questions to understand exactly what you are paying for, what is excluded, and what happens when you need to use it. The time to discover a gap in coverage is before you buy — not after a loss.
Never buy insurance based on price alone. The cheapest policy is often the thinnest. At Truscott, we answer all of these questions before you sign anything, and we put your coverage in writing so you always know where you stand. Request a Truscott coverage review and come with your questions — we welcome every one of them.
No claims, no tickets, no changes to your home or car, and the renewal still costs more. Here is what actually drives rate increases: reinsurance, rebuild inflation, litigation trends, and quiet rating changes.
Insurance BasicsA coverage gap is the space between what you own or owe and what your policies actually pay for. Here is a practical checklist for finding the gaps in your home, auto, liability, and business coverage before a claim does it for you.