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Cyber Insurance

Why Multi-Factor Authentication Matters for Cyber Insurance

Truscott Team
July 28, 2026
4 min read

Multi-factor authentication, usually shortened to MFA, requires a second step beyond a password to log in, such as a code from your phone. It is one of the single most effective defenses against account takeover, and cyber insurers have taken notice.

Why insurers care about MFA

Stolen passwords are behind a large share of breaches. MFA blocks most of those attempts even when a password is compromised. Because it reduces risk so directly, many carriers now expect MFA on email and remote access, and businesses that use it often see better eligibility and pricing.

Where to turn it on first

Start with email, remote access, and any system that touches money or customer data. It is typically free to enable and takes minutes per account.

What Truscott recommends

Turning on MFA protects your business and can help your cyber quote. Learn how security controls affect coverage and see cyber insurance options, or start a quote.

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