Multi-factor authentication, usually shortened to MFA, requires a second step beyond a password to log in, such as a code from your phone. It is one of the single most effective defenses against account takeover, and cyber insurers have taken notice.
Stolen passwords are behind a large share of breaches. MFA blocks most of those attempts even when a password is compromised. Because it reduces risk so directly, many carriers now expect MFA on email and remote access, and businesses that use it often see better eligibility and pricing.
Start with email, remote access, and any system that touches money or customer data. It is typically free to enable and takes minutes per account.
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