Cyber insurance for Florida businesses, quoted by a Florida agency.
Contract suddenly requires cyber coverage? We quote multiple cyber markets, explain what you are buying, and cyber is our specialty. Orlando based and Florida licensed.
Think you're already covered? Upload the policy and see.
Most GL, BOP, and professional liability policies now carry explicit cyber and electronic-data exclusions. Upload your current policy and our AI shows you, in plain English, which losses it would leave you to pay for.
This free policy check is an informational preview, not a complete coverage evaluation or a determination of how any claim would be decided. AI-generated analysis is not insurance or legal advice; always confirm coverage with your carrier or a licensed broker. Your upload is encrypted and never sold, and anonymous uploads are deleted if you don't create an account within 24 hours.
Why Florida businesses are buying cyber now
The push rarely comes from the IT department
Client and vendor contracts
The most common trigger we see: a new contract or vendor agreement requires proof of cyber liability coverage before you can sign or get paid.
Florida breach law
FIPA gives you 30 days to notify affected Floridians after a breach. The clock runs whether or not you have a policy paying for the response.
Banks, carriers, and partners
Lenders, professional liability carriers, and franchise agreements increasingly ask about cyber coverage and security controls at renewal.
What actually goes wrong
The loss patterns we quote against, and the coverages that respond
Email compromise and wire fraud
Business email compromise is consistently among the costliest cybercrimes in the FBI's IC3 reporting, and Florida ranks among the top states for reported losses. Cyber policies can cover social engineering and funds-transfer fraud.
Ransomware and downtime
Extortion payments are only part of it: the bigger losses are usually days of lost income and the cost of rebuilding systems. First-party cyber coverage addresses both.
Stolen customer data
Names, SSNs, payment cards, and health details all carry notification duties and liability when exposed. The policy funds forensics, notification, credit monitoring, and your defense.
The rules a breach activates
Coverage is one half; these duties are the other
Florida Information Protection Act (Fla. Stat. 501.171)
Applies to virtually any business holding Floridians' personal information: 30-day individual notification, state notification at 500+ affected residents, and documentation duties.
Industry rules ride on top
Depending on your field, HIPAA, the FTC Safeguards Rule, PCI DSS, or professional conduct rules add their own security and breach duties. Pick your industry below for specifics.
A licensed Florida agency, not a lead-generation site
Quote-comparison websites resell your contact details to multiple agents. We don't. One licensed Orlando agency quotes your cyber coverage across our markets, and your number is never sold.
Built for how your industry gets attacked
Generic cyber pages gloss over what actually goes wrong in your field. These don't.
Frequently asked questions
Quote your cyber coverage in minutes.
A few questions about your business, data, and security. A licensed broker emails your quote within one business day. Free, no obligation.
Get a Cyber QuoteTruscott Inc., d/b/a Truscott Insurance Solutions, is an independent Florida-licensed insurance agency (FL agency license L136441). Coverage descriptions and legal references on this page are informational summaries, not insurance or legal advice; actual terms are governed by the issued policy, and statutes and regulations may change. Industry cost figures are attributed averages, not quotes.