Cyber insurance for Florida real estate, because closings attract criminals.
Closing wire fraud is one of the costliest cybercrimes in America, and Florida's transaction volume keeps brokers and teams in the crosshairs. We quote coverage built around the money in motion.
Why real estate offices are buying cyber now
The push rarely comes from the IT department
Brokerages and franchises
Franchise agreements and brokerage policies increasingly require cyber coverage as wire-fraud losses pile up across the industry.
Title and lender partners
Closing partners expect documented wire procedures, and the coverage behind them, before routing funds through your transactions.
FIPA, on client files
Transaction files hold SSNs, bank details, and IDs. A compromised email account full of contracts is a notification event under Florida law.
What actually goes wrong
The loss patterns we quote against, and the coverages that respond
Closing wire fraud
Spoofed escrow instructions sent from compromised agent email are the classic loss: buyer funds vanish and everyone in the chain gets sued. Social engineering and funds-transfer coverage respond, and cyber liability defends the claims.
Compromised agent email
Agents' inboxes hold years of contracts, IDs, and pre-approvals. One phished password exposes every transaction in the mailbox, with FIPA duties to match.
Transaction platform breaches
TMS, e-sign, and showing platforms concentrate client data; when they fail, the duties still land on the brokerage that collected the data.
The rules a breach activates
Coverage is one half; these duties are the other
FIPA (Fla. Stat. 501.171)
30-day notification to affected Florida residents, state notification at 500+, and it applies to brokerages and teams the same as any business.
Wire fraud liability in practice
Courts have repeatedly let buyers sue agents and brokers whose compromised email enabled a fraudulent wire. Defense costs alone justify the policy for many offices.
Think you're already covered? Upload the policy and see.
Most GL, BOP, and professional liability policies now carry explicit cyber and electronic-data exclusions. Upload your current policy and our AI shows you, in plain English, which losses it would leave you to pay for.
This free policy check is an informational preview, not a complete coverage evaluation or a determination of how any claim would be decided. AI-generated analysis is not insurance or legal advice; always confirm coverage with your carrier or a licensed broker. Your upload is encrypted and never sold, and anonymous uploads are deleted if you don't create an account within 24 hours.
A licensed Florida agency, not a lead-generation site
Quote-comparison websites resell your contact details to multiple agents. We don't. One licensed Orlando agency quotes your cyber coverage across our markets, and your number is never sold.
Other Florida industries we quote
Cyber risk looks different in every profession. Pick yours.
Frequently asked questions
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Get a Cyber QuoteTruscott Inc., d/b/a Truscott Insurance Solutions, is an independent Florida-licensed insurance agency (FL agency license L136441). Coverage descriptions and legal references on this page are informational summaries, not insurance or legal advice; actual terms are governed by the issued policy, and statutes and regulations may change. Industry cost figures are attributed averages, not quotes.