Cyber insurance for Florida CPA firms, built around tax-season risk.
Your firm holds exactly what attackers want: SSNs, tax returns, and bank details for every client. We quote cyber coverage that matches the FTC Safeguards Rule and IRS WISP expectations your firm already answers to.
Why CPA firms are buying cyber now
The push rarely comes from the IT department
The IRS and FTC
The FTC Safeguards Rule treats tax preparers as financial institutions, and federal law requires tax professionals to maintain a Written Information Security Plan (WISP), which the IRS enforces through PTIN renewal. Cyber insurance is the financial backstop those plans assume.
Business clients
Bookkeeping and CAS engagements increasingly arrive with vendor security questionnaires and insurance requirements attached.
Your E&O carrier
Professional liability applications now routinely ask about cyber controls and standalone cyber coverage, and may sublimit or exclude cyber events.
What actually goes wrong
The loss patterns we quote against, and the coverages that respond
Client tax data theft
Stolen EFINs, CAF numbers, and client returns fuel refund fraud. A breach at a tax firm can trigger FTC breach reporting at 500+ consumers, IRS data-theft reporting expectations, state duties under FIPA, and client notification across every state your clients live in.
Tax-season phishing
Attackers time campaigns to deadlines, spoofing the IRS, software vendors, and your own partners when staff are busiest and most likely to click.
Funds-transfer fraud
Firms that touch client payments or payroll are prime targets for spoofed wire instructions. Social engineering coverage responds where crime policies often stop short.
The rules a breach activates
Coverage is one half; these duties are the other
FTC Safeguards Rule + IRS WISP
Tax professionals must maintain a written security program; the IRS reinforces it through PTIN renewal and Publication 4557 guidance. A breach invites scrutiny of that program.
FIPA (Fla. Stat. 501.171)
30 days to notify affected Florida residents, with state notification at 500+ residents. Client trust rarely survives a late or clumsy notification.
Think you're already covered? Upload the policy and see.
Most GL, BOP, and professional liability policies now carry explicit cyber and electronic-data exclusions. Upload your current policy and our AI shows you, in plain English, which losses it would leave you to pay for.
This free policy check is an informational preview, not a complete coverage evaluation or a determination of how any claim would be decided. AI-generated analysis is not insurance or legal advice; always confirm coverage with your carrier or a licensed broker. Your upload is encrypted and never sold, and anonymous uploads are deleted if you don't create an account within 24 hours.
A licensed Florida agency, not a lead-generation site
Quote-comparison websites resell your contact details to multiple agents. We don't. One licensed Orlando agency quotes your cyber coverage across our markets, and your number is never sold.
Other Florida industries we quote
Cyber risk looks different in every profession. Pick yours.
Frequently asked questions
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Get a Cyber QuoteTruscott Inc., d/b/a Truscott Insurance Solutions, is an independent Florida-licensed insurance agency (FL agency license L136441). Coverage descriptions and legal references on this page are informational summaries, not insurance or legal advice; actual terms are governed by the issued policy, and statutes and regulations may change. Industry cost figures are attributed averages, not quotes.