What Documents Do You Need to Switch Home Insurance?

Switching home insurance in Florida is often worthwhile, and it goes much faster when you have your paperwork ready. Gathering a few documents up front saves time and helps you get accurate quotes.

What to have ready

• Your current policy declarations page.
• Your home's key details: age, size, roof age, and construction.
• Any recent inspections, such as wind mitigation or four-point.
• Your mortgage information, if you have a loan.

Mind the timing

Coordinate your new policy's start date with your current one's end date so there is no lapse, which can create problems with a mortgage. If you are leaving Citizens or a departing carrier, start early.

What Truscott recommends

Have your documents in hand, then let an agent line up options quickly. Learn about a new carrier offer or start a free quote.