Receiving a non-renewal notice can feel alarming, but it is different from a mid-term cancellation. A non-renewal simply means your insurer will not continue your policy when the current term ends, which gives you time to find a replacement.
Carriers non-renew for many reasons that are not about you personally: they may be reducing exposure in a region, changing what they will insure, or adjusting for roof age and property characteristics. It does not necessarily reflect a problem you caused.
Treat a non-renewal as a deadline to shop, and use an agent to find options fast. Learn about a new carrier offer or start a quote.
If your carrier stops writing policies in Florida, you have options. Learn the steps to take when your insurer exits the market.
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