In recent years, some insurers have reduced their presence in Florida or stopped writing certain policies. If you receive notice that your carrier is leaving or will not renew you, it is unsettling, but you have clear steps to take.
Do not wait until the last minute. Note your coverage end date and begin shopping right away, so you have time to compare options rather than accepting whatever is fastest. Gather your policy details and any recent inspection reports.
A licensed independent agent can shop multiple carriers at once, including options you may not find on your own. If private coverage is hard to secure, Citizens may be available depending on your eligibility.
Act early and let an agent do the searching so you are not left with a gap. Learn about getting a new carrier offer or start a free quote.
Florida premiums have climbed for years. Learn what drives rate increases and what a homeowner can actually do about them.
Citizens TakeoutLeaving Citizens can mean better coverage, but not always. Learn the pros and cons of moving from Citizens to a private Florida insurer and how to compare offers.