What to Do When Your Insurer Leaves Florida

In recent years, some insurers have reduced their presence in Florida or stopped writing certain policies. If you receive notice that your carrier is leaving or will not renew you, it is unsettling, but you have clear steps to take.

First steps

Do not wait until the last minute. Note your coverage end date and begin shopping right away, so you have time to compare options rather than accepting whatever is fastest. Gather your policy details and any recent inspection reports.

Where to look

A licensed independent agent can shop multiple carriers at once, including options you may not find on your own. If private coverage is hard to secure, Citizens may be available depending on your eligibility.

What Truscott recommends

Act early and let an agent do the searching so you are not left with a gap. Learn about getting a new carrier offer or start a free quote.